4.7 · 136 reviews
📞 (850) 235-8834 | Mon–Fri 7am–5pm · Sat–Sun 8am–5pm (Emergency)
Financing through Synchrony

HVAC Financing Options

Get the comfort your home needs now, with financing options available through Synchrony. Manageable monthly payments instead of one large upfront cost.

💳 Financing through Synchrony
🏠 AC install, repairs & more
📍 Serving NW Florida since 1979

Ask About Financing

We will call you back within minutes during business hours.

Home/Financing
Why financing matters

HVAC work can be unexpected. Financing helps you move forward.

A failing air conditioner does not usually wait for a convenient time. Whether your system finally needs to be replaced after 15 years or a major repair comes out of nowhere, the cost can be hard to absorb all at once — especially in the middle of a Florida summer.

Quincy's Air works with Synchrony to give customers a practical way to explore payment options for larger HVAC projects. Instead of delaying necessary work, financing can help you move forward on your timeline with payments you can manage. Financing options may be available through Synchrony, subject to credit approval.

Call us at (850) 235-8834 and ask about financing before or after scheduling your service — we are happy to walk you through the process.

What you can finance

Financing can help cover the bigger HVAC expenses

Qualifying projects may include the following, subject to credit approval through Synchrony.

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AC Installation & Replacement

A full AC system replacement is one of the larger home expenses you will face. Financing lets you move forward with a properly sized, energy-efficient system without paying everything at once.

Learn about our AC installation service →

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Major AC Repairs

Compressor failures, refrigerant system repairs, and other major fixes can add up quickly. Financing can help you cover the cost of a significant repair and keep your existing system running.

Learn about our AC repair service →

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Indoor Air Quality Accessories

Air purifiers, UV systems, dehumidifiers, and other indoor air quality upgrades can improve comfort and air health year-round. Ask us about what accessories may qualify.

Ask us about available options →

Financing Partner

Ready to apply? Click below.

Click the banner to apply directly through Synchrony. You'll be taken to their secure application page.

Flexible financing available through Synchrony Apply for Synchrony financing online

Financing subject to credit approval. Terms and conditions may apply. Financing provided by Synchrony Bank.

Why it helps

How financing makes difficult HVAC decisions easier

We see customers hold off on necessary work because of upfront cost. Financing gives you more options — without overpromising what it can do.

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Manage unexpected costs

HVAC repairs and replacements rarely happen at a convenient time. Spreading payments out over time can make an unexpected expense far easier to absorb.

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Replace on your timeline

If your system is reaching the end of its life, financing lets you replace it now rather than waiting through another summer while nursing a failing unit.

Do not delay urgent work

Putting off a necessary repair often makes the problem worse and more expensive. Financing removes the cost barrier so you can get the work done right, right away.

About Quincy's Air

A company that has been here long enough to know the difference

We are not a franchise. We are not a call center. We are a family-owned HVAC company that has been on the Emerald Coast since 1979.

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Family owned since 1979

Quincy's has been serving homeowners in Bay County, South Walton County, and Washington County for over 45 years. We are not going anywhere.

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Licensed & insured in Florida

Florida Contractor License CACA1818239. Every technician is licensed, insured, and background-checked. You are getting the real thing, not a subcontractor you have never met.

4.7 stars · 136 Google reviews

Real reviews from real customers across Northwest Florida. Read them on Google before you decide.

FAQs

Financing questions, answered honestly

What can I use HVAC financing for?

Financing may be used for qualifying HVAC projects such as AC replacement, major repairs, or indoor air quality accessories, subject to credit approval. Ask us about what your specific project may qualify for.

Is financing available through Quincy's Air?

Quincy's Air offers access to financing options through Synchrony. The application, approval decision, and any terms are handled directly by Synchrony as the financing provider. We are here to help you understand the process and answer any questions about your project.

Does applying guarantee approval?

No. Financing is subject to credit approval, and terms may vary. Applying through Synchrony lets you see what options may be available to you — it is not a guarantee of approval or specific terms.

Can I ask about financing before scheduling service?

Yes. You can call Quincy's Air at (850) 235-8834 or ask about financing when requesting service. We are happy to walk you through the process before any work is scheduled.

Need help with a repair or replacement?

Talk to us about your project — we will be straight with you about what you need and what it costs.

📞 CallAsk About Financing